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Our Trusted Insurance Providers:
Benco Brokers partners with the nation’s top-rated insurance carriers, including Hiscox, Travelers, Safeco, Progressive, National General, Liberty Mutual, Encompass, and Chubb, to bring elite personal and commercial coverage to Manhattan, Brooklyn, Queens, Bronx, Staten Island, Westchester County, New Jersey, and Connecticut. Call 914-530-3877 for competitive rates.
Strategic Insurance Partnerships Offering Maximum Asset Protection across NY, NJ, and CT
At Benco Brokers, located at 20 Woods Bridge Road in Katonah, NY, our primary mission is to align your unique risk profile with the industry's most financially sound and reliable insurance companies. As an independent broker serving Manhattan, Brooklyn, Queens, Bronx, Staten Island, Westchester County, Connecticut, and New Jersey, we are not bound to a single insurance writer. Instead, we have cultivated strategic partnerships with a diverse roster of elite, top-rated carriers. This independence gives us the flexibility to market your risk across multiple providers, ensuring you receive optimized coverage enhancements at the most competitive market rates available.
Navigating personal exposures or complex business regulations requires specialized solutions. Our trusted carrier network enables us to build robust, tailored insurance frameworks that keep you entirely secure.
Our Elite Carrier Network & Nested Specialty Providers
By leveraging the unique underwriting appetites of the nation's premier insurance companies, we provide pinpoint protection across all personal and commercial lines:
Commercial Liability & Specialty Business Markets: For modern business entities, we deploy top-tier commercial solutions. We shop your business exposures through specialized carriers like HISCOX for tailored small business liabilities, TRAVELERS for robust risk portfolios, and Liberty Mutual Insurance to secure corporate infrastructure and operational safety.
Comprehensive Personal Lines & High-Value Asset Protection: We secure your family’s homes, vehicles, and assets utilizing premier consumer underwriters. Our team compares comprehensive policies through Safeco Insurance for customizable package plans, Progressive for industry-leading vehicle rates, NATIONAL GENERAL for specialized coverages, and Encompass Insurance to combine your personal policies seamlessly.
Elite High-Net-Worth Protection: For clients possessing luxury estates, private collections, and massive liability exposures in areas like Westchester County or Manhattan, we utilize CHUBB—the gold standard in prestigious asset protection.
Chubb is the world’s largest publicly traded property and casualty insurance company, widely known for protecting high-net-worth individuals and premium commercial enterprises. We utilize Chubb to write specialized homeowners insurance for high-value properties, historic brownstones, and luxury vehicles. On the business side, Chubb provides exceptional commercial property, corporate liability, and executive protection plans. Their elite claim services and commitment to complete asset restoration make them an ideal choice for clients who require superior coverage limits.
Travelers has been a pillar of the insurance industry for over 160 years and stands as one of the largest writers of property casualty insurance in the United States. We partner with Travelers to offer a vast array of personal and commercial policies. For businesses, Travelers excels at providing comprehensive workers' compensation, commercial auto fleets, general liability, and specialized industry packages. For families, their flexible home, auto, and personal umbrella options allow us to build dependable protection bundles designed to insulate your lifestyle from unexpected liabilities.
Progressive is a household name and a leading writer of auto insurance across the country. Beyond standard private passenger auto insurance, Progressive is our primary carrier choice for commercial auto insurance, commercial trucking operations, and specialized vehicle fleets. If your business relies on delivery vans, heavy-duty trucks, or contractor vehicles, Progressive provides highly competitive liability limits and physical damage protection. They are also an excellent option for personal recreational coverages, including watercraft, motorcycles, and commercial towing.
Hiscox is an international specialist insurer that focuses heavily on small business owners, freelancers, and independent contractors. We leverage Hiscox to protect small-to-mid-sized businesses with precision coverages like professional liability (errors and omissions), cyber liability, and tailored general liability plans. Hiscox understands the unique operational exposures faced by modern technology firms, consultants, and artisan tradesmen. Their streamlined underwriting process allows us to quickly secure highly targeted policies that protect your business from industry-specific lawsuits.
Safeco Insurance, backed by the financial strength of Liberty Mutual, specializes entirely in personal insurance solutions. Safeco allows us to easily bundle your homeowners, personal auto, watercraft, and excess umbrella insurance into a single, organized account. Their policies feature highly competitive pricing and dynamic coverage endorsements, such as replacement cost features for your personal belongings and roadside assistance packages. Safeco is a premier choice for families looking for reliable, comprehensive day-to-day asset protection.
Liberty Mutual is a global insurance leader offering a wide mix of commercial business coverages and personal asset lines. We work with Liberty Mutual to secure comprehensive Business Owners Policies (BOPs), commercial general liability, and robust multi-state workers' compensation protection. Their massive scale allows them to confidently underwrite complex risks across many industries, including construction, real estate management, retail, and manufacturing. Liberty Mutual provides the stable financial backbone required to handle large-scale commercial property claims.
National General specializes in providing unique, flexible auto and property insurance solutions tailored to non-standard or highly specific risk profiles. If you have unique home configurations, specialized vehicle options, or specific underwriting challenges that traditional carriers reject, National General provides accessible, high-quality alternatives. We utilize their targeted policy options to ensure that no client is left exposed to financial loss due to strict or rigid standard carrier guidelines.
Encompass Insurance focuses on providing premium, highly consolidated personal lines packages for homeowners who want elite coverage without managing multiple policies. Through Encompass, we can deliver a single policy format that wraps your primary residence, secondary vacation properties, personal auto, and personal umbrella protection into one simple statement with one annual deductible. This premium structure eliminates coverage gaps and simplifies your personal risk management strategy.
Frequently Asked Questions About Our Carrier Network
How does Benco Brokers choose which insurance company is right for me?
We begin by conducting a thorough review of your specific insurance needs, assets, and budget. Because different insurance companies specialize in different areas—for example, Hiscox excels at small business liability while Chubb specializes in high-value homes—we match your unique profile with the carrier that offers the most protective features and competitive rates for that specific category.
If I buy a policy through Benco Brokers, do I file claims with you or the insurance company?
While your insurance policy is backed directly by the carrier (such as Travelers or Progressive) who will issue the final claim payments, Benco Brokers acts as your personal advocate throughout the entire process. If you ever have an accident or experience property damage, you can contact our support team directly. We will help you report the incident to the carrier, review your coverage details, and guide you through the claims process to ensure you get a fair and timely resolution.
The Independent Advantage for Tri-State Clients
When you work with a captive insurance agent, you only receive one option, one price, and one standard policy format. If their rates increase or your coverage needs change, your options are severely limited. Choosing Benco Brokers means you gain an active advocate. We continually monitor the insurance marketplace across New Jersey and Connecticut to keep your coverages aligned with real-time economic conditions. If your current policy encounters a premium hike, our team seamlessly re-shops your portfolio across our entire network to maintain your protection without disrupting your financial bottom line.
Whether you need to review a current policy or establish comprehensive new coverage, our local Katonah office is ready to assist. Call us directly at 914-530-3877, email our underwriting department at info@bencobrokers.com, or start comparing elite options right now by completing our secure FREE QUOTE portal online.
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