BencoBrokers.com uses cookies to ensure you get the best experience on our site.

Privacy Policy | Benco Brokers

Read the Benco Brokers Privacy Policy. Learn how our independent insurance agency collects, protects, uses, and safeguards personal data across NY, NJ, and CT.

Benco Brokers Privacy Policy

Effective Date: January 1, 2026

Last Updated: November 2, 2026

Benco Brokers ("we," "our," or "us"), located at 20 Woods Bridge Road, Katonah, NY 10536, is committed to safeguarding the privacy and confidential personal and commercial information of our clients, prospective policyholders, and website visitors. This Privacy Policy details how we collect, utilize, disclose, and defend nonpublic personal information ("NPI") and personal data collected through our website (www.bencobrokers.com) and in the course of transacting insurance advisory services across New York, New Jersey, and Connecticut.

1. Information We Collect

To assess underwriting eligibility, secure accurate insurance quotes, bind coverage, and service policies with our partner insurance carriers (such as Travelers, Safeco, and Chubb), we collect personal and business information, including:

Contact & Identifying Information: Full name, residential/commercial address, email address, telephone numbers, date of birth, driver’s license number, and Social Security or Tax ID numbers (when required for underwriting or motor vehicle record verification).
Property & Asset Information: Property addresses, architectural specifications, vehicle identification numbers (VINs), vessel registration numbers, appraisal schedules, and mortgage/lienholder records.
Underwriting & Claims Data: Prior claims history, loss runs, motor vehicle reports (MVR), and policy coverage limits.
Technical & Usage Data: IP addresses, browser types, device identifiers, referring URLs, and digital interaction records collected via cookies and web analytics.

2. How We Use Your Information

We use your information strictly for legitimate insurance brokerage and operational purposes:

Securing comparative insurance rate quotes and underwriting assessments.
Binding, issuing, renewing, and servicing your insurance policies.
Facilitating claims reporting and communications between you and insurance carriers.
Responding to form inquiries, quote requests, and consultation bookings.
Meeting statutory, regulatory, and legal compliance mandates in NY, NJ, and CT.

Purpose

Service Delivery

Client Communication

Risk Analysis & Reporting

Billing & Administration

Marketing & Outreach

Website Security & Improvement

Type of Data Used

Engagement Data (Operational, Contact)

Contact Data, Engagement Data

Operational & Financial Data

Contact Data, Financial Data

Contact Data, Usage Data

Technical Data, Usage Data

Legal Basis (General)

Necessary to perform the contract with you.

Responding to inquiries and providing updates on service delivery.

Fulfilling our contractual obligation to assess and improve your operations.

Necessary for billing and internal record-keeping.

Our legitimate interest in growing our business (with opt-out provided).

Our legitimate interest in maintaining a functional and secure service.

3. Information Sharing & Disclosure

We do not sell, rent, or trade your personal information to third-party data brokers or marketing firms. We share information only under the following parameters:

Underwriting Carriers & Managing General Agencies: Sharing pertinent risk data with licensed insurance carriers and wholesale intermediaries to quote, bind, and issue policies.
Service Providers: Trusted IT hosting, secure form handling, agency management systems (AMS), and electronic signature platforms operating under strict non-disclosure obligations.
Regulatory & Legal Authorities: Complying with subpoenas, statutory audits from state departments of financial services/insurance, or law enforcement mandates.

4. Data Security & Storage

We implement industry-standard physical, electronic, and procedural safeguards (including TLS/SSL encryption, restricted access protocols, and firewall architectures) to protect your nonpublic personal information against unauthorized disclosure, loss, or alteration.

5. Your Rights & Contact Details

You may review, update, or request corrections to your personal information on file by contacting our office: