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Request a free valuable items insurance quote from Benco Brokers. Agreed-value scheduled coverage for jewelry, fine art, luxury watches, and collections in NY, NJ & CT. Response in 72 business hours.
Possessing private collections of fine art, luxury timepieces, custom jewelry, rare wine, antiques, or historical collectibles reflects a lifetime of refined acquisition—and introduces distinct physical property risks. Standard homeowners policies impose strict sub-limits on high-value personal property categories (often capping jewelry or watch losses at just $1,500 to $2,500 total) while excluding mysterious disappearance, accidental breakage, and international travel transit. At Benco Brokers, located at 20 Woods Bridge Road in Katonah, NY, our independent advisors partner with premier high-net-worth underwriters—including Travelers, Safeco Insurance, and Chubb—to structure dedicated valuable items floaters engineered to safeguard your private collections with zero deductible and worldwide coverage.
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Complete our simple quote form below to get started. Once submitted, our high-net-worth risk advisors review your appraisals, schedule items or blanket limits, vault storage protocols, and desired coverage terms to engineer a bespoke proposal. You will receive your personalized valuable items insurance quote within 72 business hours.
Agreed-Value Settlement Protection: Locks in pre-agreed values for individual scheduled pieces based on professional appraisals, guaranteeing total loss payouts without depreciation arguments or market fluctuation disputes.
Worldwide All-Risk Coverage: Shields your high-value items against accidental loss, theft, damage, mysterious disappearance, and transit loss—whether at home, on display in a gallery, in transit, or during international travel.
Flexible Itemized & Blanket Options: Choose between detailed itemized scheduling for extraordinary individual assets or blanket valuable items coverage to protect growing collections under a broad single limit.
Automatic Newly Acquired Property Safeguards: Includes built-in coverage extensions (typically 30 to 90 days) for newly purchased art, timepieces, or jewelry pieces, giving you immediate protection while updating your schedule.
Multi-Policy & Vault Discounts: Pair your valuable items policy alongside your primary Homeowners Insurance or persona Umbrella Policies to unlock preferred rates and centralize your private risk portfolio.
Complete the above to receive your customized valuable items quote, call us directly at 914-530-3877, email info@bencobrokers.com, or Book An Online Video or Phone Call with an advisor today.