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Request a free motorcycle insurance quote from Benco Brokers. Custom bike physical damage, guest passenger
liability, and riding apparel protection in NY, NJ & CT. Response within 72 business hours.
Taking to the open road across New York, New Jersey, and Connecticut offers unparalleled freedom—but navigating complex regional transit networks demands specialized risk management. Standard auto insurance policies explicitly exclude two-wheeled vehicles, and off-the-shelf motorcycle policies often ignore custom upgrades, protective riding gear, and high-limit passenger liabilities. At Benco Brokers, headquartered at 20 Woods Bridge Road in Katonah, NY, our independent advisors partner with top-rated national underwriters—including Travelers, Safeco Insurance, and Chubb—to structure bespoke motorcycle programs that insulate your riding assets, passenger, and personal net worth from severe financial loss.
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Complete our simple quote form below to get started. Once submitted, our two-wheel underwriting team reviews your bike schedule, riding history, custom modifications, and desired liability limits to build a custom protection package. You will receive your personalized motorcycle insurance quote within 72 business hours.
Custom Parts & Equipment (CPE) Coverage: Standard policies overlook aftermarket additions. We explicitly schedule coverage for your custom paint finishes, chrome exhausts, specialized saddlebags, and protective riding gear (including safety helmets and leathers).
Guest Passenger Liability Defense: Carrying an occupant introduces distinct civil liability exposures. We integrate dedicated guest liability limits to insulate your personal assets if a passenger is injured.
Agreed Value & Total Loss Options: For vintage, rare, or heavily modified motorcycles, we arrange agreed-value settlement options that eliminate standard market depreciation tables.
Uninsured & Underinsured Motorist Protection: High-limit matching coverage guarantees that you and your bike are financially protected if struck by an at-fault driver carrying inadequate liability limits.
Multi-Policy & Lay-Up Savings: Pair your bike coverage with Homeowners Insurance or personal Umbrella Policies to unlock multi-policy discounts, seasonal lay-up credits, and synchronized household protection.
Complete the form above to receive your customized motorcycle quote, call us directly at 914-530-3877, email info@bencobrokers.com, or Book An Online Video or Phone Call with an advisor today.
