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Request a free motor home and RV insurance quote from Benco Brokers. Custom Class A/B/C, travel trailer, vacation liability, and personal effects coverage across NY, NJ & CT. Response in 72 business hours.
Embarking on the open road in a luxury motor home, camper, or travel trailer offers an unparalleled sense of travel freedom—whether exploring regional parks across New York, New Jersey, and Connecticut or embarking on cross-country journeys. However, powering down the highway in a high-value mobile residence involves a unique blending of vehicle operation and residential living risks. Standard auto policies explicitly exclude residential living quarters, attached awnings, and personal belongings in transit, while homeowners policies severely limit personal property and liability coverage away from your primary address. At Benco Brokers, located at 20 Woods Bridge Road in Katonah, NY, our specialized advisors partner with premier national underwriters—including Travelers, Safeco Insurance, and Chubb—to build specialized motor home and RV policies tailored to protect your vehicle, lifestyle assets, and personal net worth.
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Complete our simple quote form below to get started. Once submitted, our recreational vehicle underwriting team reviews your RV classification (Class A, B, C, fifth-wheel, or travel trailer), usage profile, personal effects values, and desired liability limits to construct a bespoke proposal. You will receive your personalized motor home and RV insurance quote within 72 business hours.
Total Loss Replacement & Agreed Value Options: Protects your investment against heavy depreciation by providing full replacement cost for newer models or agreed-value payouts in the event of a total loss.
Vacation Liability & Campsite Defense: Delivers comprehensive bodily injury and property damage liability protection when your motor home or trailer is parked and being used as a temporary residence at a campsite or park.
Personal Effects & High-Value Cargo Protection: Full replacement cost coverage for personal belongings kept inside your RV, including electronics, camping gear, appliances, wardrobe, and custom furnishings.
Emergency Expense & Towing Allowances: Covers temporary lodging, transportation, and specialized heavy-duty towing services if your RV breaks down or sustains physical damage far from home.
Multi-Policy & Lay-Up Savings: Pair your motor home or trailer policy with Homeowners Insurance, Auto Insurance, or personal Umbrella Policies to unlock seasonal lay-up credits and multi-policy discounts.
Complete the form above to receive your customized motor home and RV quote, call us directly at 914-530-3877, email info@bencobrokers.com, or Book An Online Video or Phone Call with an advisor today.